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MONEY matters

Mark Zaifman's thoughts on money, global economic trends and politics

Mark Zaifman

The US Debt Clock Keeps Ticking
Mark Zaifman   |    Mon, Jan 31, 2011 @ 10:56 AM

If the US debt clock unnerves you, it should. Take action by visiting Harvard Professor Lawrence Lessig’s site: fix congress first for political reform we desperately need.


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Comparing Economies - US States vs. World Countries
Mark Zaifman   |    Mon, Jan 24, 2011 @ 03:34 PM

How do other American states compare with other countries? The Economist takes the nearest equivalent country from 2009 data and reveals some surprises.

So, which countries match the GDP and population of America's states?

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Guessing About Your Future vs. Financially Planning For It
Mark Zaifman   |    Fri, Jan 21, 2011 @ 03:00 PM
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The Best Investment You Can Make In 2011
Mark Zaifman   |    Wed, Jan 19, 2011 @ 10:10 AM

The best investment you can make this year is an investment in your physical well-being, your health. As life gets busier and more demanding, taking care of your mind, body and spirit often gets put on the back burner. Yet health must always come first. There is absolutely nothing more important or vital than your health.  

Health is wealth.

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Sharpen Your Financial Saw
Mark Zaifman   |    Mon, Jan 17, 2011 @ 03:26 PM

Out of my many annual rituals that I engage in right after the New Year, one of my all time favorites is listening to the classic Stephen Covey book: The Seven Habits of Highly Effective People.  

In particular, Habit 7 has always been my favorite. Habit 7 is: Sharpening Your Saw. If you haven’t read or listened to the book, here’s a brief summary of what Covey means by this phrase.

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4 Retirement Income Distribution Strategies
Mark Zaifman   |    Mon, Jan 10, 2011 @ 02:43 PM
For many people, feeling financially secure is the ultimate challenge of retirement or semi-retirement. At least when you were working, you could count on your paycheck to fight against the tide of unpaid bills or sustained portfolio losses. Now should some major unbudgeted expense rear up or your investments suffer a drop, you may feel vulnerable. Even a little daily stock market volatility can be wrenching for those people whose moods rise and fall with the day’s Dow Jones average.

So what can you do?

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Planning and Investing in Uncertain Times
Mark Zaifman   |    Thu, Jan 06, 2011 @ 06:11 PM

For the investor that loves a high degree of uncertainty, these are the best of times. More volatility offers more opportunity to make money.  For the investor that prefers calmer more predictable markets, these are stressful times indeed.

Yet the truth is that even the most detailed, well thought out investment plan I could possibly develop for a client could go kaput next week due to a million reasons beyond our control.

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5 Options - Social Security Strategies for Couples
Mark Zaifman   |    Mon, Jan 03, 2011 @ 05:11 PM
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Be Tax Savvy When Deciding on a Roth or Traditional IRA Contribution
Mark Zaifman   |    Thu, Dec 23, 2010 @ 10:12 AM

Should you choose a ROTH IRA or a Traditional IRA? That’s a tax planning question that deserves much scrutiny. First thing you need to do is find out if you’re eligible to contribute to a Roth IRA. Here’s a link that can help determine the answer: Roth IRA Income Eligibility

Let’s say for argument sake you’re eligible to contribute to either a Roth or a Traditional IRA. If you take the Traditional IRA route, you’ll deduct the IRA contribution from your reported income which will have the effect of lowering your income tax bill.

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4 Tips to Protect Yourself from ID Theft This Holiday Season
Mark Zaifman   |    Wed, Dec 22, 2010 @ 02:33 PM
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