You may have heard me say this but I'll say it again - in the U.S., there are 10,000 baby boomers turning 65 each day, and the other half of this mind boggling fact is the even more amazing truth that those boomers heading into retirement do not have enough money saved to enjoy a secure retirement.  In my financial planning practice I'm seeing this serious dilemma more and more and so I am always on the watch for some help, some answers to help people earn a little extra money once they have retired.

Again, money expert Jean Chatzky writes a timely article on how to supplement your income, whether you are retired, a stay at home mom or dad with some extra time or if you want to supplement your income to provide yourself with a little extra cushion.  With over 775,000 mobile apps to date, four of which she shares in this article, Jean gives some examples of how if you are flexible and willing, you can use mobile apps to make between $20-$30 per hour, often doing some interesting things, like delivering cupcakes or checking coats at a nightclub.

Recent stats from the AARP Public Policy Institute reveal more and more people over the age of 65 are working; 18% last year as opposed to 10.8% twenty-five years ago. They also found that the percentage of those working part-time instead of full-time increased in recent years, although they don't know if it's personal choice, the slow economy or other reasons.

In any case, as the numbers of boomers retiring (whether by choice or forced) from their full-time jobs and looking to work part-time increases, I see a trend where if you need the extra income, you'll have to get a little creative.

Belize or Thailand anyone? Ecuador?

You may want to check out Jean Chatskzy's story of of her own personal money journey. With her basic beliefs around earning a good living, spending less than you earn, investing money you don’t spend and protecting everything that you’ve built, her story is quite compelling.

Image credit http://www.flickr.com/photos/striatic/