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Independent Registered Investment Advisor

What's an AIF®?


Mark Zaifman holds the AIF® designation from the Center for Fiduciary Studies. The AIF designation certifies he has specialized knowledge of fiduciary standards of care and their application to the investment management process.

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Working with an Independent Registered Investment Advisor

You'll find you have a different kind of relationship with an independent registered investment advisor, because we provide a variety of services to our clients depending on their individual needs and concerns.

Spiritus Financial is not in the business of commission based advice, so we can assure you that your investment strategies are driven by your goals and your risk tolerance, not the stock or mutual fund flavor of the month. As a fee-only firm, we are compensated directly by our clients and because we work in a fiduciary capacity, we always provide recommendations based on your best interest.

Once you discover how working with an independent registered investment advisor makes a difference, you'll see why when choosing an investment advisor you should; get advice based on what’s best for you, understand exactly what you’re paying for, get advice for your complex needs, enjoy a different kind of relationship and know where your money is held.

It's simple, the right investment advisor does what's right for you.

"Always do right - this will gratify some and astonish the rest."


Mark Twain