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Schwab is a registered broker-dealer, and is not affiliated with Spiritus Financial Planning or any advisor whose name appears on this website. Spiritus Financial Planning is independently owned and operated. Schwab neither endorses nor recommends Spiritus Financial Planning, unless you have been referred to us through the Schwab Advisor Network®. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Spiritus Financial Planning under which Schwab provides Spiritus Financial Planning with services related to your account. Schwab does not review the Spiritus Financial Planning website, and makes no representation regarding information contained in the Spiritus Financial Planning website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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