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Working Together, We Make It Happen

Whether you are just beginning the retirement planning process or seeking investment advice, we can help.  
Together, we’ll combine strategic planning and vision to make your dreams of a secure financial future a reality.

Integrity, experience, simplicity.

Welcome to Spiritus Financial

Spiritus Financial is a fee-only comprehensive financial planning firm serving clients from San Francisco to New York. We provide retirement planning and investment advice that’s easy to understand and implement. At Spiritus we don’t believe you need a fortune to start building one and because we are fee-only, our advice is completely objective and always in your best interest.
Our fee-only services include:

Retirement Planning

How much will I need for my retirement in order to live comfortably? What are my goals? When should I start planning? What should my withdrawal strategy be? How much can I count on from Social Security? What costs might I run into once I've actually retired? It's never too early or too late to start strategically planning for a financially secure retirement.
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investment Management

At Spiritus, we assure you that your investment strategies are driven by your goals and your risk tolerance, not the stock or mutual fund flavor of the month. As a fee-only firm, we are compensated directly by our clients and because we work in a fiduciary capacity, we always provide recommendations based on your best interest.
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Why Choose Spiritus?

It is our personalized and holistic approach that distinguishes Spiritus Financial from other firms. We practice the art and science of financial planning by designing plans that align your money and your life with your core values. The benefits you receive from this approach are a higher sense of financial integrity as well as financial freedom.

Imagine Peace of Mind

Work With a Registered Investment Advisor

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Discover the difference with a Registered Investment Advisor.
You'll find you have a different kind of relationship with an independent registered investment advisor, because we provide a variety of services to our clients depending on our clients individual needs and concerns.
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