Working Together, We Make It Happen

Whether you are just beginning the retirement planning process or seeking investment advice, we can help.  
Together, we’ll combine strategic planning and vision to make your dreams of a secure financial future a reality.

Integrity, experience, simplicity.

Welcome to Spiritus Financial

Spiritus Financial is a fee-only comprehensive financial planning firm serving clients from San Francisco to New York. We provide retirement planning and investment advice that’s easy to understand and implement.  Because we are fee-only, our advice is completely objective and always in your best interest.
Our fee-only services include:

Retirement Planning

Imagine planning for your retirement and feeling inspired by the many possibilities life has to offer you. Imagine developing a life plan with excitement, high anticipation, fearlessness and sheer joy for what comes next. Imagine feeling peace of mind knowing that your financial future is secure and you have a retirement plan that is nimble, dynamic and tax efficient.


investment Management

At Spiritus, we assure you that your investment strategies are driven by your goals and your risk tolerance, not the stock or mutual fund flavor of the month. As a fee-only firm, we are compensated directly by our clients and because we work in a fiduciary capacity, we always provide recommendations based on your best interest.

Why Choose Spiritus?

It is our personalized and holistic approach that distinguishes Spiritus Financial from other firms. We practice the art and science of financial planning by designing plans that align your money and your life with your core values. The benefits you receive from this approach are a higher sense of financial integrity as well as financial freedom.

Imagine Peace of Mind

Work With a Registered Investment Advisor

Discover the difference with a Registered Investment Advisor.

Fiduciary:  It’s the word independent advisors live by. Independent Registered Investment Advisors are held to the highest standard of care. As fiduciaries, we are required to act in the best interests of our clients at all times.

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