---
title: Mark Zaifman|Money Matters Blog | financial goals
description: financial goals | Articles on Investing, Retirement Planning, Cash Flow Planning and Tax Planning
---

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# MONEY matters

Mark Zaifman's thoughts on money, global economic trends and politics

##### [Why Panic is Not an Investing Strategy](https://www.spiritusfinancial.com/blog/why-panic-is-not-an-investing-strategy)

** [Mark Zaifman](https://www.spiritusfinancial.com/blog/author/mark-zaifman)   |   ** Tue, May 15, 2018 @ 11:44 AM

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[![panic button](https://www.spiritusfinancial.com/hubfs/panic%20button.jpg) ](https://www.spiritusfinancial.com/blog/why-panic-is-not-an-investing-strategy)

With the political news, or should I call it the political storm-y brewing in DC, we might recall that it was only a few months ago that talk of a trade war with China and potential tariffs on steel and aluminum created dizzying volatility in the stock market.

[Read More   **](https://www.spiritusfinancial.com/blog/why-panic-is-not-an-investing-strategy)

** [investing](https://www.spiritusfinancial.com/blog/topic/investing), [registered investment advisor](https://www.spiritusfinancial.com/blog/topic/registered-investment-advisor), [financial goals](https://www.spiritusfinancial.com/blog/topic/financial-goals)

##### [Why You Need to Know Your Legacy Plans Before you Retire](https://www.spiritusfinancial.com/blog/http/www.spiritusfinancial.com/blog)

** [Mark Zaifman](https://www.spiritusfinancial.com/blog/author/mark-zaifman)   |   ** Wed, Jan 31, 2018 @ 11:41 AM

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[![IMG_5185.jpg](https://www.spiritusfinancial.com/hubfs/IMG_5185.jpg) ](https://www.spiritusfinancial.com/blog/http/www.spiritusfinancial.com/blog)

The dictionary would define 'legacy' as:

*a gift or a bequest that is handed down, endowed or conveyed from one person to another. It is something descendible one comes into possession of that is transmitted, inherited or received from a predecessor.*

A financial planner would define legacy simply as:

*"the amount of inheritance you plan to leave to your heirs and or charities/organizations upon your passing. *

[Read More   **](https://www.spiritusfinancial.com/blog/http/www.spiritusfinancial.com/blog)

** [retirement planning](https://www.spiritusfinancial.com/blog/topic/retirement-planning), [inheritance](https://www.spiritusfinancial.com/blog/topic/inheritance), [financial goals](https://www.spiritusfinancial.com/blog/topic/financial-goals)

##### [Is Your Financial Road Map Outdated?](https://www.spiritusfinancial.com/blog/is-your-financial-road-map-outdated)

** [Mark Zaifman](https://www.spiritusfinancial.com/blog/author/mark-zaifman)   |   ** Thu, Apr 30, 2015 @ 05:25 PM

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[![](https://www.spiritusfinancial.com/hubfs/world_map.png) ](https://www.spiritusfinancial.com/blog/is-your-financial-road-map-outdated)

When was the last time you reevaluated your personal financial goals? Did you set initial goals when you were in your 20’s and haven’t looked back since?

[Read More   **](https://www.spiritusfinancial.com/blog/is-your-financial-road-map-outdated)

** [financial success](https://www.spiritusfinancial.com/blog/topic/financial-success), [financial planning](https://www.spiritusfinancial.com/blog/topic/financial-planning), [relationship with money](https://www.spiritusfinancial.com/blog/topic/relationship-with-money), [financial goals](https://www.spiritusfinancial.com/blog/topic/financial-goals)

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