• Home
• About Us
• Services
• Press
• Articles
• My Spiritus Account
• Blog
• FAQ
• Contact Us

Our Approach to Financial Planning

There are many people who call themselves financial planners. The difficult part for the prospective client is differentiating the experienced planner from the novice, the trustworthy from the biased. Spiritus is a fee-only firm, which means our income is derived purely from an hourly or pre-determined flat fee rather than from commissions. This assures that the advice our clients receive is independent, objective and always in their best interest.

It is our personalized and holistic approach that distinguishes Spiritus from other firms. We practice the art and science of financial planning. We design plans that align your money and your life with your core values. The benefits you receive from this approach are a higher sense of financial integrity as well as peace of mind.

From the beginning of the relationship, as we get to know you and your specific financial life goals, we will help you compile relevant financial information and review the accuracy of any assumptions you have made on your own. From there, we will provide you with solid guidance to help you reach your goals, assisting you in determining how and when to employ the advice we provide you. We partner with you throughout the planning process.

Working Together Virtually

Spiritus Financial Planning is physically located in the heart of wine country in beautiful Northern California, so we love when our clients come meet us in person. But since our clients live next door, across town, out of state and across the country, we have integrated the latest virtual meeting technology available on the web into the process of developing a financial plan. That means wherever you are - home, office or traveling, as long as you have access to a phone and/or a high speed internet connection, we can work together.

In addition to flexibility that our virtual financial planning process offers you, it is also a more sustainable way of doing business. Why spend precious time and life energy sitting in traffic driving to an appointment when technology has made it so easy to meet and work over the web? Contact us now to get started.

Our Commitment to Excellence

The key to our service is the relationship that is established between our clients and our firm. We welcome clients who value a trusted relationship with a financial advisor and we love working with clients who are serious about their financial future. We will work together towards achieving your life goals and design a plan that sets you on a course for financial independence.

Success can be measured in many ways. For us, success means you are reaching your goals. That your money is aligned with your values and you have peace of mind through volatile markets. Success also means that you know that we are looking out for your financial interests and most importantly, that you have a relationship with a financial planner built on trust and not investment returns.

Let Spiritus Financial Planning provide you the resources to enrich your world.